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If the Florida employer does not comply with a stop-work order, the action could result in criminal charges. In this case, the fee is typically equal to twice the amount the employer would have paid in premium for the preceding two-year period!
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Usually, this means that the business would be subject to a stop-work order that requires all operations to stop until the business complies with law and pays a penalty. What are the penalties for not having workers’ compensation in Florida?įlorida employers who operate without required workers’ comp insurance coverage risk severe penalties. The amount of workers’ compensation coverage required is established by state law. In Florida, the Division of Workers’ Compensation within the Department of Financial Services is the primary regulator for ensuring workers receive the proper workers’ compensation benefits, which includes benefits for medical expenses, disability, or death. While the specific requirements depend on the industry, workers’ comp helps protect any business owner from devastating damages as a result of on-the-job accidents or injuries. Who is required to have workers’ compensation insurance in Florida?Įmployers who conduct work in the state of Florida are almost always required to provide workers’ compensation insurance for their employees.